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Full retirement age by birth year (US)
Full retirement age is the age at which you can claim your full Social Security retirement benefit. It depends on the year you were born.
| Born | Full retirement age |
|---|---|
| 1943 to 1954 | 66 |
| 1955 | 66 and 2 months |
| 1956 | 66 and 4 months |
| 1957 | 66 and 6 months |
| 1958 | 66 and 8 months |
| 1959 | 66 and 10 months |
| 1960 or later | 67 |
You can claim as early as 62 with a permanent reduction, or wait until 70 to earn delayed retirement credits. This is general information and not financial advice. Check ssa.gov for your own record.
📖 Guide: Full Retirement Age Explained (US Social Security)
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Frequently asked questions
What is my full retirement age?
Enter your date of birth above. For anyone born in 1960 or later it is 67.
Can I retire before full retirement age?
Yes. Benefits can start from age 62, but the monthly amount is permanently reduced compared with claiming at full retirement age.
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